206-627-0842
Sell Your House
Welcome to Fix2Flip Home Buyers, where we make creative financing work for everyone. One of the most powerful tools we use is called a “Subject-To” (Subto) real estate strategy — and it could be your easiest solution to sell your house fast or buy without traditional bank financing.
Subject-To is short for “Subject to the existing mortgage.”
That means we buy your house while keeping your current mortgage in place. You remain on the loan, but we take over the payments, property taxes, insurance, and maintenance — relieving you of the financial burden.
Selling “subject-to” is a life-saving option for many homeowners in tough situations:
🔻 Behind on mortgage payments or facing foreclosure
🛑 Owe more than your home is worth (upside down)
💔 Divorce, probate, or job relocation
🕰️ Need to sell FAST without repairs or agent fees
❌ Can’t afford double payments on two homes
Instead of damaging your credit or waiting months, we step in immediately, keep the mortgage current, and protect your equity.
We’ll assess your home’s condition and your existing loan to see if Subto is a fit.
You get a fair offer, and we sign a legally binding agreement (with full disclosures).
We take over monthly payments and upkeep. You don’t have to lift a finger.
No more stress, no agent commissions, and you avoid foreclosure or damage to your credit.
Absolutely — when done correctly. We use professional closing attorneys, title companies, and disclosure forms to protect all parties.
You’ll never be left in the dark. At Fix2Flip Home Buyers, transparency is everything. We explain every step, and you’re free to review all documents with your own attorney.
| Feature | Traditional Sale | Subto Sale |
|---|---|---|
Mortgage Paid Off | ✅ | ❌ (remains in your name) |
Buyer Pays with Cash or Bank Loan | ✅ | ❌ |
Realtor Commissions | Usually 5–6% | None |
Time to Close | 30–90 days | As fast as 7 days |
Repairs Needed | Often required | We buy AS-IS |
Homeowners in distress: Avoid foreclosure, bankruptcy, or late payments.
Tired landlords: No more tenants, repairs, or headaches.
Heirs of unwanted property: Inherited property you don’t want? Let us take over.
Investors: Acquire rental properties without cash or loans.
Whether you’re facing foreclosure or just want a creative exit strategy, Fix2Flip Home Buyers can help you get out from under your mortgage without hassle, judgment, or delay.
📞 Call us now at (206) 627-0842
📩 Or fill out the form below to get started today!